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Gift Planning Comparison Chart

  Beneficiary Advantages
Today Gifts to See the Benefits Now
Outright
Cash, appreciated securities, closely held securities, real estate, personal property, life insurance, bargain sale
  • Occidental College immediate beneficiary
  • Makes an immediate impact
  • See the benefits of your giving
  • Current charitable income tax deduction
Charitable Lead Trust
  • Occidental College immediate beneficiary
  • Remainder to you or your heirs
  • Preserves assets for your family, at a greatly reduced-gift or estate-tax cost
  • Passes assets to heirs at a time when they are ready for them
Retained Life Estate
  • Occidental College immediate beneficiary
  • Immediate charitable income tax deduction
  • Reduced estate taxes
  • Lifetime living rights in your home
IRA Rollover
  • Occidental College immediate beneficiary
  • Makes an immediate impact
  • Eliminate paying income taxes on the distribution
  • Count the gift toward your required minimum distribution
Tomorrow Gifts That Provide Income
Charitable Gift Annuity
  • One or two annuitant beneficiaries
  • Remainder to Occidental College
  • Creates an income stream for life for you and/or a loved one
  • Annuity payments are partially free of income tax
  • You receive an immediate charitable tax deduction
  • Secure payments that will not change with market performance
Charitable Remainder Trust
  • One or more beneficiaries
  • Remainder to Occidental College
  • Creates an income stream for life for you and/or your loved ones
  • An immediate charitable income tax deduction
  • Diversify your investment portfolio
  • Simplify your asset management
Future Gifts After Your Lifetime
Bequest
  • Occidental College (may be specific dollar amount, percentage, or remainder of your estate)
  • You retain control of your assets during your lifetime
  • You can change your mind at any time
  • May reduce estate taxes
Beneficiary Designations:
(An IRA or a qualified retirement plan, savings account, investment account, commercial annuity contract, life insurance policy)
  • Occidental College (may be specific dollar amount, percentage, or remainder of your estate)
  • Easily include Occidental College as a beneficiary through a change in beneficiary form provided by your plan administrator
Today–Tomorrow–Future Blended Gifts
Combined outright gift(s) and deferred gift(s)
  • Occidental College immediate beneficiary
  • One or two annuitant beneficiaries
  • Remainder to Occidental College
  • Immediate benefit from a charitable tax deduction in the amount of the outright gift component
  • Tailored gift planning to fit you and your family’s needs
  • Creativity within gift planning
  • Maximize the impact of your philanthropy